Commercial Lender- Sioux Falls Job at Midwest Heritage

Midwest Heritage Sioux Falls, SD 57101

When you become an employee of Midwest Heritage, you enjoy the friendliness and direct customer care of a community bank while also enjoying the many benefits of a larger organization, Hy-Vee. Hy-Vee is one of the largest employee-owned companies in the United States. With the family of Hy-Vee companies, your career opportunities are endless.

The core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. We invite you to join our team of friendly, fun, and hard-working employees.

The VP, Commercial Lender is responsible for business development and relationship management of basic to the most complex credits to solicit and originate commercial business. Position consists of managing asset quality of Commercial portfolios, retention and overall relationship management of business banking.

Essential Functions:
  • Responsible for meeting or exceeding loan production goals of a medium to large commercial loan
and deposit portfolio in compliance with all legal and regulatory requirements to maximize
profitability of the organization while minimizing risk.
  • Prepare and present basic to the most complex credits, including write-ups. This will include
analyzing financial and related data, summary of credit risks, identification of loan policy
exceptions, proposed improvements to loan structure, and assessment of the loan rating.
  • Develops key relationships in the market by promoting a positive image of Midwest Heritage in
the community through active participation in professional and civic group activities.
  • Provide loan operations the needed information in a timely manner to ensure credit files are up
to date and in compliance as measured by technical exception report (tickler.)
  • Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.),
financial and insurance services, to existing and potential commercial customers.
  • Actively participates in the strategic planning, development and marketing of commercial loan
programs including developing pricing strategies and completing assigned projects. Analyzes and
monitors various industries, market trends, economic risks and other related factors to identify l
business development and service opportunities.
  • Evaluate and monitor various industries, market trends, economic risks, and other related
factors and make recommendations to lender and/or loan committee including ways to improve risk
management processes
  • Mentors, trains and assists less experienced peers on complex credits.



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