General Responsibilities

Responsible for performing various duties to support the Bank’s Compliance and Risk Management function including enforcing compliance with internal regulations, recommending improvements to our compliance structure and ensuring compliance with legal and federal regulations to protect the bank’s assets; additionally, abiding by company attendance policies; coordinating work within the department as well as with other departments; complying with operating policies and procedures; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.

Essential Duties

• Performs various duties to support the Bank’s Compliance and Risk Management functions as illustrated by the following:
• Interacts with Chief Risk Officer and Chief Compliance Officer & CRA Officer to prepare and defend the Bank’s position in regulatory and legal activities.
• Provides assistance to attain Bank-wide Compliance objectives.
• Researches regulatory updates and changes and assists with the implementation and training of Bank staff.
• Conducting and managing external and internal compliance audits and compiling reports on the results of each audit.
• Reviewing relevant programs and activities affected by industry regulations and assists with recommending and implementing changes to address procedures and practices that are not in compliance with the industry.
• Analyzes potential risks within the bank and its practices to avoid possible compliance issues and assists with identifying the appropriate measures to development and manage associated risks.
• Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.
• Abides by company attendance policies and expectations by providing reliable and dependable attendance on the job.
• Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
• Communicates with management and staff personnel in order to integrate goals and activities.
• Responds to inquiries relating to his/her particular area, or to requests from other Bank personnel, customers, etc., within given time frames and within established policy.
• Maintains appropriate records and provides assigned reports.
• Attends educational and professional development programs to improve job knowledge.

Education/Training: Associate’s degree in Business or related field normally required or 5 years relevant experience.

Skill(s): Must demonstrate strong communication skills; proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; strong analytical and multi-tasking skills with specific attention to details; comprehensive knowledge of Bank Secrecy Act, USA Patriot Act, CRA, OFAC, and banking rules and regulations including, but not limited to, Regulations B, D, E, O, Z, CC, DD, RESPA, and HMDA; proficient PC skills; visual and auditory skills.

Experience: A minimum of five (5) years' related experience normally required.

Job can be located at other agreed upon bank locations

Peoples Security Bank & Trust is an Equal Opportunity Employer